Farmington Fire Department

The Farmington Fire Department has an ISO Rating of 2

What exactly is an ISO rating, and what does this rating mean? 

ISO stands for Insurance Services Office. An ISO evaluates and assesses fire protection in municipalities and counties throughout the United States. In each community, ISO analyzes data on fire protection, generally from what's known as a Fire Suppression Rating Schedule or FSRS, and assigns the community a Public Protection Classification number. These numbers are like a grading system and range from Class 1 (most desirable) to Class 10 (least desirable).

The rating system is divided into three different areas: fire department, water supply, and emergency communications. The fire department section accounts for 50% of the final scoring. As you can see in the pie chart, the fire department section is broken down further into training, personnel, and equipment sections. The other two evaluated areas are water supply, which accounts for 40% and communications which is 10% of the overall rating.

What does this mean to our district and you? 

Your home and business insurance rates are based on many different factors, such as your credit rating, the fire department’s ISO rating, and previous losses. Most insurance companies use the ISO ratings when calculating your premium —  although some carriers use a different format. Our previous ISO rating for our fire protection district was a 4.  Our rating is now 2 which puts our district in the top 2% of all municipalities in New Mexico. 

Be sure to check with your insurance carrier to discuss our ISO rating and see what kind of a difference it can make for you.

"We take great pride in accomplishing this achievement and exceeding this higher level of expectation within our district!" Acting Chief Robert Sterrett